WebTo request a new and/or replacement Gold Card, contact the JCPenney Benefits Center at 1-888-890-8900. Limitations of the Program and Your Responsibilities – Associates and Gold Card Holders Because the Program is a benefit of your employment or past employment, you should be careful to use it only as intended. Webthe benefit formulas of the Plan, including any formula of any plan merged into this Plan. However, you keep the pension benefit you have earned under the Plan through December 31, 2010. In addition, if you have a cash balance benefit under the Plan, you have continued to earn interest credits on your cash balance account since

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